By continuing on our site(s), and accessing all its content, information, tools and services, you unconditionally agree to the terms and conditions as laid out in this agreement. Your usage of our site(s) constitutes to your agreement and acceptance to all terms, conditions, notices and policies. The headings used in this agreement are included for convenience only and will not limit or otherwise affect these terms, conditions, notices and policies. Terms of Use also refer to as Terms of Service and covers any product and/ or service and/ or usage of our website(s).


About us

“We”, “us”, “our”, “I”, “Aussit”, “Community Brokers”, “AFS” and “Aussit Group Pty Ltd”  refer to Aussit Group Pty Ltd trading as Community Brokers (ACN 608197771), and are referenced throughout all our site(s). All terms are interchangeable. We are a credit representative (credit representative number 485973) of Beagle Finance Pty Ltd (Australian Credit Licence 383640).



Our site is provided “as-is” and “as-available”, you accept that we do not represent or warrant that the information or operation of our site will be complete, accurate and current, secure and confidential, uninterrupted and error-free. We reserve the right to revise, amend or modify our site(s), discontinue or remove, including (not limited to) all programmes, promotions, content, tools, terms, conditions and/ or information. You agree that we own all copyrights to the intellectual property rights across all content of our website (excluding third party links and publicly available information), and you agree that no content belonging to us will be reproduced, duplicate, copy, sell, resell or exploit in part or entirety, in any form without explicit expressed permission granted by us.



From time to time, we may provide or promote third parties through our site(s). This may be in the form of links, write-ups, advertisements and/ or marketing promotions. We accept no responsibility whatsoever for the services, products, information, advice or content provided to you by these third parties. You acknowledge and agree that your access to third parties through our site(s) is “as-is” and “as-available” without any warranties, representations or conditions of any kind and without any endorsement. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.


Disclaimer of warranties; Limitation of liability

We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free. We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable. We accept no liability for any loss (not limited to personal and/ or financial losses and/ or damages) suffered by you arising from usage of our site(s). No implied warranties are given from usage of our site(s). You understand that we are not legally responsible for any loss or damage you may suffer from using our site(s), and this will include any third party links, comments, advertisements or content. You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall Aussit Group Pty Ltd trading as Community Brokers, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.


Accuracy, completeness and timeliness of information

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site. You agree and accept responsibility that your usage of our site(s) is entirely at your own risk, and you agree to exempt us from any liability arising from such inaccuracies, reliability, suitability and/ or errors to the fullest extent permitted legally.



You agree to indemnify, defend and hold harmless Aussit Group Pty Ltd trading as Community Brokers and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable solicitors’ fees, made by any third-party due to or arising out of your breach of these Terms of Use or the documents they incorporate by reference or your violation of any law or the rights of a third-party.



In the event that any provision of these Terms of Use is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Use, such determination shall not affect the validity and enforceability of any other remaining provisions.



The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

These Terms of Use are effective unless and until terminated by either you or us. You may terminate these Terms of Use at any time by notifying us that you no longer wish to use our products and/ or services, or when you cease using our site.

 If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Use, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our products and/ or services (or any part thereof).


Errors, inaccuracies and omissions

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, rates, promotions, offers, product features, turnaround times, availability etc. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or deny and/ or refuse provision of products and/ or service if any information in the product and/ or service or on any related website is inaccurate at any time without prior notice (including after you have submitted your queries or completed a transaction within our site(s)).

We undertake no obligation to update, amend or clarify information in the product and/ or service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the product and/ or service or on any related website, should be taken to indicate that all information in the product and/ or service or on any related website has been modified or updated.


Entire Agreement

The failure of us to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

These Terms of Use and any policies, notices or operating rules posted by us on this site or in respect to the products and/ or service constitutes the entire agreement and understanding between you and us and govern your use of the products and/ or service, and use of website, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Use).

Any ambiguities in the interpretation of these Terms of Use shall not be construed against the drafting party.


Modifications to Community Programmes and Promotions

We reserve the right at any time to modify or discontinue the Community Programmes and/ or Promotions (or any part or content thereof) without notice at any time. We shall not be liable to you or any third party for any modification, change, suspension or discontinuance of the Programmes and/ or Promotions.


Products or Services

Certain products and/ or services may only be available exclusively through our website. This may include promotions with attractive interest rates that may not be available through retail channels. We reserve the right, but are not obligated, to deny or refuse products and/ or services to any person, regardless or geographic region or jurisdiction. We may exercise this right at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product and/ or service made on this site is void where prohibited.


Governing law

These Terms of Use and any separate agreements whereby we provide you products and/ or service, or use of website shall be governed by and construed in accordance with the laws of Victoria, Australia.


Changes to Terms of Use

You can review the most current version of the Terms of Use at any time on this page.

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Use by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or acceptance to our service and/ or product following the posting of any changes to these Terms of Service constitutes acceptance of those changes.



The information on this website has been prepared without taking into account your objectives, situation or needs. Before acting on any advice, you should consider the appropriateness of the advice, having taken into consideration your own objectives, situation and needs. You should request for a copy of the Product Disclosure Statement related to the products and/ or service and consider whether its contents will meet your own objectives, situation and needs. The information on this website is no substitute for financial advice. The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which such use or results are applied. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

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